Agentic Literacy Debt: A Structural Problem the AI Literacy Field Has Not Yet Named 文章

arXiv:2605.27396v1 Announce Type: cross Abstract: Autonomous AI agents now plan, decide, and act on behalf of users across healthcare, financial services, and workplace contexts, often without step-by-step human approval. Existing AI literacy frameworks were built for a world in which humans evaluate AI outputs and decide whether to act; they have no vocabulary for the user who has delegated decision-making authority to an agent whose actions may not be observable, reversible, or controllable. This paper names the resulting problem agentic literacy debt: the accumulating societal deficit that grows when agentic AI systems are deployed at scale without corresponding literacy infrastructure. The debt compounds through three reinforcing channels (normalization of opaque delegation, multi-agent ecosystem complexity, and institutional path dependence), and it is incurred by the organizations that deploy agents but paid by the users, patients, and citizens on whose behalf the agents act.